Credit Cards

A credit card that finally works for you. All Numerica Visa credit cards feature:

• Everyday low rates. No gimmicks. No tricks.
• No cash advance fee
• Roadside dispatch
• Tap to pay feature
• Terms and conditions

Visa® Platinum

• Earn points toward airline miles, gift certificates, merchandise or cash
• Earn one point for every dollar spent
• No annual fee
• Variable interest rate
• No daily or monthly limit on points
• Cell phone protection
• Trip cancellation/interruption coverage
• 24/7 emergency assistance while traveling
• Roadside dispatch
• Warranty Manager Protection
• See all Visa Platinum ® benefits
• Terms and conditions

*APR = Annual Percentage Rate.

Rates as low as
12.99% APR*

Visa® Luna

The card that eclipses them all.

• 1.5% cash back on all purchases
• No foreign transaction fees
• Built-in identity theft protection
• Cell phone protection
• $29 annual fee**
• Auto rental damage waiver
• Travel accident protection up to $400,000
• 24/7 emergency assistance while traveling
• Trip cancellation/interruption coverage
• Warranty Manager Protection
• See all Visa Luna ® benefits
• Terms and conditions

*Subject to credit approval and minimum income requirements. **For cards opened after 7/16/2018, the $29 annual fee may be waived with annual net purchases of at least $10,000.

Secured Visa® Platinum

Rebuild or establish credit.

• No annual fee
• Build credit when used responsibly. Payment history accounts for a significant portion of your Credit Score.
• Secured Visa Platinum uses money in your savings account as the credit limit/security deposit for your card. No max limit.
• At least the minimum payment must be made on time each month.
• Use it anywhere Visa is accepted.
• Roadside dispatch
• Ask about our Credit Builder Visa* option
• See all Secured Visa ® Platinum benefits
• Terms and conditions

*Here’s the legal stuff: The Credit Builder Visa has a fixed $300 limit, backed by Numerica funds. This limited time offer is available to those who complete Numerica’s credit education class, meet all other Secured Visa® Platinum terms and conditions, and apply while funds are still available. The available limit cannot be increased by adding additional funds.

Have a card that's not listed? Contact us.